Attention homeowners: Real estate appraisal services for in Hot Springs National Park and Hot Spring County
See the top 7 reasons Arkansas homeowners order from Mahoney Appraisal Services, Inc:
We at Mahoney Appraisal Services, Inc understand the special needs of a consumer in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your own home because of your emotional attachment to it. Professional appraisers, like the ones at Mahoney Appraisal Services, Inc, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your home will attract buyers. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much you think your home is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value assessment than yours.
Challenge property tax assessmentsLet's say you live in a region that is declining -- your local tax assessor may have your home overvalued. That only means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. When challenging your property tax assessment, getting an appraisal from Mahoney Appraisal Services, Inc is your best weapon.
Need to cancel PMI?A preferred way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. We are qualified in helping homeowners just like you get rid of undesirable PMI insurance.
HELOC recently frozen?Your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. This can be annoying from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Mahoney Appraisal Services, Inc can provide you with efficient appraisal that will help you reinstate your home equity line of credit.
Need Field and Desktop Appraisal Review Services?Have you just gotten a copy of your appraisal and you'd wish to have a professional double-check it for preciseness or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Mahoney Appraisal Services, Inc can go out and check the subject and comps in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal report you may have had done before. While typically requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your home.